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Theresa Harden, PB, e-Pro Realtor
Theresa Harden
Principal Broker

SFR, ePro, Realtor
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Broker's market commentary and Personal Picks, industry articles, reports and statistics. Published quarterly.
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What My Family Should Know
February 5, 2012
Being a home owner comes with added responsibility, particularly, as your home becomes a financial asset. This comprehensive personal and financial guide will help you provide the estate details needed by your survivors.
Mortgage Rates Reverse Direction for New Record Low
February 2, 2012
Rates for the 30-year fixed rate mortgage averaged 3.87 percent nationally for the week ending February 2nd. The national average for 30-year fixed rate mortgage dropped 11-tenths of a point from the previous week's rate. Rates through local lenders vary from the national average. Visit our Mortgage Center for links to local rate information.
Purchase Oahu Real Estate Using the First Time Homebuyers Credit
January 28, 2012
The Mortgage Credit Certificate Program provides housing assistance to families of low and moderate income. The program allows eligible first time homebuyers to convert 20 percent of the mortgage interest paid throughout a year into a tax credit with the remaining 80 percent remaining as a tax deduction.
Mortgage Rates Break Their Downward Trend
January 26, 2012
Rates for the 30-year fixed rate mortgage averaged 3.98 percent nationally for the week ending January 26th. The national average for 30-year fixed rate mortgage jumped 1-tenth of a point from the previous week's rate. Rates through local lenders vary from the national average. Visit our Mortgage Center for links to local rate information.
EXIT Realty Hawaii Featured Oahu Homes For Sale
January 26, 2012
Aloha! Our advertisement for the February 2012 Real Estate Book publication featuring Oahu listings from EXIT Realty in Hawaii. With the Real Estate Book listings get exposure in more than 13 million magazines distributed each month, representing 500 markets in the U.S. and Canada. Contact Theresa at (808) 223-0429 if you want more information on one of the properties featured in our ad or if you want your home to appear in the Real Estate Book.
Mortgage Bankers Association January 2012 Rate Forecast
January 20, 2012
The January 2012 Mortgage Bankers Association quarterly and annual forecast product for the 30-year fixed rate mortgage depicts average rates reaching 4.3 percent by the end of June 2012. The average forecasted rate for 2012 is 4.3 percent which is 1-tenth of a point higher than the December forecast for 2012.